.prog-faq{margin:40px 0}.prog-faq h2{font-size:1.2rem;color:#050D1F;margin-bottom:20px}
.faq-item{border:1px solid #E2E8F0;border-radius:8px;margin-bottom:10px;overflow:hidden}
.faq-q{padding:14px 18px;font-weight:600;font-size:.87rem;color:#050D1F;background:#F8FAFC}
.faq-a{padding:12px 18px 16px;font-size:.82rem;color:#374151;line-height:1.7;border-top:1px solid #F1F5F9}
.prog-lead{font-size:1rem;color:#374151;line-height:1.7;margin-bottom:28px;border-left:3px solid #C4A96A;padding-left:16px}
.prog-table{width:100%;border-collapse:collapse;background:#fff;border-radius:8px;overflow:hidden;border:1px solid #E2E8F0;margin:20px 0}
.prog-table th{padding:10px 14px;text-align:left;font-size:.72rem;font-weight:600;color:#6b7280;text-transform:uppercase;background:#F9FAFB;border-bottom:2px solid #E2E8F0}
.prog-table td{padding:11px 14px;border-bottom:1px solid #F3F4F6;font-size:.8rem;color:#374151}
.prog-table tr:last-child td{border-bottom:none}

.fq-ic{width:22px;height:22px;border-radius:50%;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:2px;transition:background var(--t1),border-color var(--t1)}
.fq-ic svg{stroke:var(--ink3);fill:none;width:9px;height:9px;stroke-width:2.5;stroke-linecap:round;transition:stroke var(--t1),transform var(--t2) var(--ease)}
.ft-ct svg{width:12px!important;height:12px!important;stroke:var(--gold,#C4A96A);fill:none;stroke-width:1.5;flex-shrink:0;margin-top:2px}
.ft-wa svg{width:12px!important;height:12px!important;stroke:#25D366;fill:none;stroke-width:1.5;flex-shrink:0}
.sb-btn-wa svg{stroke:#25D366;fill:none;width:14px;height:14px;stroke-width:1.6;stroke-linecap:round}
.sb-link-item svg{stroke:var(--ink4);fill:none;width:10px;height:10px;stroke-width:2.5;stroke-linecap:round;flex-shrink:0}
.fq.open .fq-q{color:var(--navy)}
.fq.open .fq-ic{background:var(--navy);border-color:var(--navy)}
.fq.open .fq-ic svg{stroke:#fff;transform:rotate(45deg)}
.fq-a{max-height:0;overflow:hidden;transition:max-height .32s var(--ease)}
.fq.open .fq-a{max-height:400px}
.fq{border-bottom:1px solid var(--line2);overflow:hidden}
.fq-q{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;padding:20px 0;cursor:pointer;font-size:.88rem;font-weight:300;color:var(--ink2);line-height:1.5;transition:color var(--t1)}
.fq-body{padding:0 0 18px;font-size:.82rem;line-height:1.8;color:var(--ink3);font-weight:200}
.article-body{font-size:.9rem;line-height:1.82;color:var(--ink2);font-weight:300}
.article-body ul,.article-body ol{margin:0 0 18px 22px}
.article-body strong{font-weight:500;color:var(--ink)}
.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:56px;align-items:start}
.article-sidebar{position:sticky;top:calc(var(--nav-h, 0px) + 28px);display:flex;flex-direction:column;gap:16px}
.callout{background:var(--gold-bg);border:1px solid var(--gold-br);border-left:3px solid var(--gold);border-radius:0 var(--r8) var(--r8) 0;padding:16px 20px;margin:24px 0;font-size:.84rem}
.callout strong{color:var(--gold-d)}
.cta-in{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.rv{opacity:0;transform:translateY(24px);transition:opacity .55s var(--ease),transform .55s var(--ease)}
.rv.vis{opacity:1;transform:translateY(0)}
.d1{transition-delay:.1s}
.d2{transition-delay:.2s}
.il{color:var(--gold-d);font-weight:400;border-bottom:1px solid rgba(196,169,106,.3);transition:color var(--t1)}
.il:hover{color:var(--gold)}
.rel-arrow{font-size:.72rem;color:var(--gold-d);margin-top:10px;display:block}
.rel-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r12);padding:20px 18px;transition:all var(--t2)}
.rel-card:hover{border-color:var(--gold-br);transform:translateY(-2px);box-shadow:0 6px 20px rgba(0,0,0,.05)}
.rel-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.rel-sub{font-size:.72rem;color:var(--ink4)}
.rel-title{font-size:.9rem;font-weight:300;color:var(--ink);margin-bottom:4px}
.rel-tag{font-size:.6rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d);margin-bottom:8px}
.sb-btn{display:flex;align-items:center;justify-content:center;gap:7px;padding:11px;border-radius:var(--r8);font-size:.7rem;font-weight:400;letter-spacing:.1em;text-transform:uppercase;transition:all var(--t1);margin-bottom:8px}
.sb-btn-gold{background:var(--gold);color:var(--navy)}
.sb-btn-gold:hover{background:var(--gold-l)}
.sb-cta{background:var(--navy);border-radius:var(--r16);padding:24px}
.sb-cta-title{font-family:var(--serif);font-size:1.05rem;font-weight:300;color:#fff;line-height:1.35;margin-bottom:8px}
.sb-cta-body{font-size:.74rem;color:rgba(255,255,255,.45);line-height:1.65;margin-bottom:16px}
.sb-links{background:var(--white);border:1px solid var(--line);border-radius:var(--r16);padding:18px 20px}
.sb-links-title{font-size:.62rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink4);margin-bottom:12px}
.serif-i{font-style:italic;font-family:var(--serif)}
@media(max-width:860px){
.article-grid{grid-template-columns:1fr}
.article-sidebar{position:static}
.cta-in{grid-template-columns:1fr}
.rel-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
.rel-grid{grid-template-columns:1fr}
}